4 basic workers' compensation benefits you might qualify for

One of the most important things to do if you are injured at work is to alert your employer. Once you do this, you can request medical care. Even if you don't think that you are seriously hurt, you should still visit a doctor since this can help you determine if there is anything that requires treatment. You should also fill out a claim for workers' compensation so that you can get the benefits that are due to you.

There are four basic benefits that you might be eligible to receive through this program. When you apply, you will find out exactly which ones you are eligible for.

  1. Disability payments will provide you with partial wage replacement while you are healing from your injury. There are specific requirements for this. Your doctor will have to indicate that you can't work during the period that you are off work.
  2. Medical treatment payments cover the bills for things that are deemed reasonable and necessary. These might cover basic doctor's visits but can also cover appointments to see chiropractors and some other treatments.
  3. Vocational rehabilitation pays for training for you to learn a new job if you can't go back to your previous work duties. This is only available in certain cases, so find out if yours qualifies for it.
  4. Permanent disability settlements can help you financially if you won't be able to return to any gainful employment due to your injury.

The severity of your job-related disability and the location of the injury help determine if you are eligible for specific benefits beyond medical care. In some cases, the initial ruling might not be correct. Filing an appeal might be necessary.

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