If an accident on the job, you might need assistance to recover and get back to work. Fortunately, in Georgia, you may receive financial help after a workplace injury.
If you are wondering if you are eligible for benefits, here is what you need to know about workers’ compensation.
Am I covered by my employer?
Georgia requires that most employers with at least three employees carry workers’ compensation insurance. This includes part-time and seasonal workers.
There are some expectations, including for railroad companies and farm laborers. You can verify your employer’s coverage status with the State Board of Workers’ Compensation.
What kind of benefits can I receive?
If you are eligible, workers’ compensation will pay for medical expenses related to the injury, including doctor visits, hospital stays and prescriptions.
In addition to medical costs, you can receive weekly benefits equal to either two-thirds of your income or $675, whichever is less. Typically, you can collect these payments for up to 400 weeks.
Are there any deadlines to make a claim?
After a workplace accident, you will need to report the event to your employer within 30 days to avoid potentially losing your benefits. You will also need to file a claim with the State Board of Workers’ Compensation within one year of your injury.
An accident or illness can sideline you and leave you with few options to provide for yourself and your family. Make sure to pursue your benefits right away to avoid losing out on the compensation you deserve.