Most drivers will experience some type of car accident in their lifetimes. However, car accidents are not an everyday occurrence.
This information will help you know what to do if an accident occurs.
1. You should call the police
If a dispute over what happened in the accident happens, it is important to have as much evidence on your side as possible. A police report provides an important record for you or your attorney to use to prove your case.
2. The more evidence you gather the better your chances
Do not just rely on the police to gather evidence. Take photos of the vehicles and the scene. Pay particular attention to damaged areas on the vehicles and other property and any skid marks in the road. Make note of the features of the accident site, such as whether the road is curvy, on a hill or at an intersection. Note any traffic controls, such as signal lights and road signs. Your attorney can use this information to reconstruct the accident which is an important part of proving fault.
3. You should avoid discussing the accident
Lawyers and insurance companies will probably call you wanting to ask you questions about the accident or get you to make a statement. Refer them to your attorney. Otherwise, you risk providing information that the other party will use against you.
When dealing with car insurance claims it is best to remember that claims adjusters and attorneys for the other party have their own client’s best interests and heart. It is usually best to consult with your team before proceeding.