Workers’ compensation benefits provide financial support to employees injured on the job. In Georgia, these benefits help cover medical expenses, lost wages, and rehabilitation costs, allowing injured workers to focus on recovery without the added stress of financial strain. The length of time you can receive these benefits depends on the nature and severity of your injury.
Temporary total disability benefits
Temporary total disability (TTD) benefits apply if your injury prevents you from working entirely for a period of time. In Georgia, you can receive TTD benefits for up to 400 weeks from the date of your injury. These benefits pay two-thirds of your average weekly wage, with a maximum cap determined by state law. If your injury is catastrophic, such as paralysis or an amputation, you may qualify for lifetime benefits.
Temporary partial disability benefits
Temporary partial disability (TPD) benefits are available if you can return to work in a limited capacity but at a reduced income. These benefits also last for up to 350 weeks from the injury date. TPD benefits compensate you for two-thirds of the difference between your pre-injury and post-injury wages, subject to the state’s maximum limits.
Medical benefits for work injuries
Georgia requires employers to cover authorized medical expenses related to your injury, including doctor visits, surgeries, and medications. These benefits can continue as long as the treatment is necessary, although some limitations exist for certain therapies, such as physical therapy, or for non-catastrophic injuries. The treating physician must approve all treatments for them to qualify for reimbursement.
Permanent disability benefits
If your injury results in permanent impairment, Georgia law allows compensation based on a disability rating assigned by a physician. The duration of these benefits depends on the specific body part affected, as outlined in Georgia’s workers’ compensation schedule. For example, losing the use of an arm could entitle you to up to 225 weeks of benefits.
Understanding how long workers’ compensation benefits last helps you plan during a challenging time. The specific duration will depend on the nature of your injury and your ability to return to work.