One of the things that people who are hurt at work have to determine is if the injury is compensable. There are several points that are considered in these cases. Here are a few of the factors that you need to think about if you are injured.
First, the location where the injury occurred is one of the important factors. You have to be at work when the accident happens. This doesn’t mean that you have to be at the work building. Instead, the injury can occur at any location as long as you were performing work-related duties when it happened.
Second, you have to be an employee who is covered under the workers’ compensation policy. Independent contractors and seasonal workers are two categories of workers who might not be covered under the workers’ compensation policy.
Third, you have to notify the employer of the issue. There are specific time limits that apply for this, as well as for applying for workers’ compensation, so make sure that you find out what these are in your case and abide by them.
Fourth, not all issues covered under workers’ compensation are injuries. Some people suffer from work-related illnesses, which is a problem that can be covered under workers’ compensation. Even some stress-related injuries, such as carpal tunnel syndrome, qualify for workers’ compensation coverage if they are caused by your duties at work.
You should make sure that you know what rights you have under workers’ compensation. If you don’t feel that a ruling is appropriate, you do have the option of launching an appeal. Be sure that you comply with any time limits that are stated on the documents you receive.
Source: FindLaw, “What Types of Injuries are Compensable Under Workers’ Compensation?,” accessed Sep. 15, 2017