We recently discussed what a compensable injury is in regards to workers’ compensation. If you recall, the injury has to occur while you are working if you are going to file for workers’ compensation benefits.
There are many people who have counted on workers’ compensation benefits only to find out that their claim is denied. This starts a lengthy and complex series of events that can take every ounce of energy that you have. The appeals and stress can really take its toll on you.
We realize that you need to pay your bills and that takes money. When you are hurt at work, your income stops unless you have paid time off or force yourself to work. Being without income is a scary situation, so some people will try to deal with the pain of the injury just so they can keep their income. This isn’t a good thing to do at all because you might make the injury worse than what it already is.
When you file for workers’ compensation coverage, you are applying for various benefits. These include partial wage replacement and medical care. The wage replacement is yours to use as you deem necessary. The medical care coverage is limited to what is related to the injury.
There isn’t any reason why a work-related injury should be financially devastating for you. We are here to help you find out what you need to do to fight for the workers’ compensation coverage that you need to keep your life on track despite the injury that has tried to derail it.