It may be nearly impossible to realistically eliminate all ladder falls, one of the leading causes of on-the-job injuries. It's like trying to eliminate car accidents. It's possible in theory, but it continues to happen at an incredible rate.
The workers’ compensation system is a tradeoff that is supposed to be beneficial for both workers and employers. Workers who are injured on the job are promised access to medical care and benefits in exchange for waiving their right to sue their employer for injuries. Employers are given a shield against legal liability by agreeing to pay for treatment and compensation of those who get injured.
The premiums that are due for workers' compensation are the duty of the employer to pay. These are considered a regular business expense, so they can't be passed on to the employees. Since Georgia law requires almost all employers to carry this coverage, the vast majority of workers are covered. While some companies might try to convince workers to not make workers' compensation claims when they get injured, all employees have the right to file their claim after an on-the-job injury.